Can I open an IPP (Individual Pension Plan) Account? No, unfortunately Qtrade no longer offers IPP accounts. Related articles Can I open a RDSP (Registered Disability Savings Plan) Account? I’m turning 71 years old this year; will you automatically convert my RRSP to a RRIF? What capabilities are available with a Qtrade trial account? How do I change my current RRIF payment? I have a LIRA (Locked-in Retirement Account) what are my choices?