How do I change my current RRIF payment? To change your RIF payment amount, simply complete our RRIF Payment change form and email it to us at email@example.com. Related articles How long will it take for my RRIF payment change to take effect? Which Money Market or High Interest Savings Account (HISA) funds can I buy? I’m turning 71 years old this year; will you automatically convert my RRSP to a RRIF? I have a LIRA (Locked-in Retirement Account) what are my choices? Does Qtrade charge a quarterly or annual fee?