How do I designate a beneficiary for my FHSA account ? FHSA accounts will have the beneficiary defaulted to Estate until the provincial legislations are determined. Related articles Beneficiary or Successor Annuitant What do I do in the event of a Qtrade account holder’s death? How much withholding tax will be applied to my gross withdrawal from my registered account ? How do I request de-registration online ? How do I buy a GIC?