How do I designate a beneficiary for my FHSA account ? FHSA accounts will have the beneficiary defaulted to Estate until the provincial legislations are determined. Related articles Beneficiary or Successor Annuitant Does Qtrade have FHSA First Home Savings Accounts? Which Money Market or High Interest Savings Account (HISA) funds can I buy? I have a LIRA (Locked-in Retirement Account) what are my choices? How do I transfer an account from another financial institution?